law

AB 2042 (Kalra) — As Amended March 16, 2026

CalPSA — AB 2042 Annotated Bill Text — March 16, 2026 Version April 2026 ANNOTATED BILL TEXT AB 2042 (Kalra) — As Amended March 16, 2026 Official Bill Text with Problem Provisions Highlighted and Explained Prepared by CalPSA — California Process Servers Association • April 2026 COLOR KEY RED = Problemprovision ORANGE = Warningprovision GREEN…

tax revolt

The Tax Revolt Is Back! Save Prop13, Save Our Children’s Future and Reclaim Voters’ Rights by Gina Tse-Louie, Volunteer to FiXProp19

Government is taking away properties through 2020 Proposition 19.  In 1978 Howard Jarvis started a Tax Revolt by passing Prop13 on a June 1978 ballot. We lost Prop13 for the children (Prop 58 and 193). There are 3 initiatives to ensure are on the 2026 ballot and won. FiXProp19 to Save Our Children’s Future (by…

California Legislative Bills 2026

California Legislative Bills to Watch in 2026

California’s 2025–2026 legislative session has introduced a sweeping wave of housing-related bills that collectively expand tenant protections while placing new operational and financial pressures on housing providers. From extended eviction timelines and new hardship defenses to broader accommodation requirements and additional regulatory standards, these proposals reflect a continued policy shift toward tenant stability – often…

Mortgage Credit Scoring

Senator Josh Hawley Launches FICO Investigation for Mortgage Credit Scoring

On March 23, 2026, Senator Josh Hawley formally requested that the Federal Trade Commission investigate Fair Isaac Corporation, citing its entrenched control over mortgage credit scoring and rapidly rising costs for homebuyers. Because FICO scores are required in most U.S. mortgage underwriting, limited competition has allowed price increases that may reflect market dominance rather than…

Multifamily Operations

Update on Fair Housing Rules

In early 2025, the U.S. Department of Housing and Urban Development (HUD) initiated internal directive initiatives to review existing fair housing regulations, instructing staff to prioritize cases involving intentional discrimination while scaling back prior guidance related to disparate impact enforcement.  Although these changes have not fully been implemented–and any formal repeal or replacement would require…

FICO vs. TenantRisk Score

How to Choose? FICO vs. TenantRisk Score

Most housing providers are familiar with the FICO® credit score, developed by Fair Isaac Corporation. It has long been the standard tool for evaluating an applicant’s creditworthiness. However, newer scoring models do exist, such as AOA’s TenantRisk Score from TransUnion. These newer credit scoring models are gaining traction, particularly as screening priorities shift and costs…

criminal records gaps

Criminal Records Gaps: How County Reporting Impacts Housing Providers by Jeffrey Faller

A recent disclosure from the Los Angeles Superior Court revealed that roughly 464,000 criminal case results in Los Angeles County were never transmitted to the California Department of Justice. Outdated systems and reporting gaps meant decades of case dispositions, including convictions and dismissals, never reached the state repository. For housing providers relying on background screening…