The Consistency Trap Fair Housing

Adopting a Judicial Standard for Tenant Appeals by The Fair Housing Institute, Inc.

The moment a property manager issues a denial letter, the professional relationship enters a high-stakes phase. While automated screening tools provide a necessary first layer of defense, they often lack the nuance required by modern fair housing standards.  The core conflict lies in the tension between a property’s need for uniform safety standards and the…

FICO Tenant Risk Score

How to Choose? FICO vs. Tenant Risk Score

Most housing providers are familiar with the FICO® credit score, developed by Fair Isaac Corporation. It has long been the standard tool for evaluating an applicant’s creditworthiness. However, newer scoring models do exist, such as AOA’s TenantRisk Score from TransUnion. These newer credit scoring models are gaining traction, particularly as screening priorities shift and costs…

The Consistency Trap Fair Housing

The Consistency Trap: When “Fair” Policies Create Unfair Risk by the Fair Housing Institute

In property management, it’s tempting to lean on zero-tolerance screening policies. They’re fast, efficient, and feel like a safe bet against discrimination claims. But relying solely on an algorithm creates a real problem. When we prioritize a rigid “yes or no” over an actual conversation, we aren’t just being efficient – we’re often creating a…

Multifamily Operations

Update on Fair Housing Rules

In early 2025, the U.S. Department of Housing and Urban Development (HUD) initiated internal directive initiatives to review existing fair housing regulations, instructing staff to prioritize cases involving intentional discrimination while scaling back prior guidance related to disparate impact enforcement.  Although these changes have not fully been implemented–and any formal repeal or replacement would require…

FICO vs. TenantRisk Score

How to Choose? FICO vs. TenantRisk Score

Most housing providers are familiar with the FICO® credit score, developed by Fair Isaac Corporation. It has long been the standard tool for evaluating an applicant’s creditworthiness. However, newer scoring models do exist, such as AOA’s TenantRisk Score from TransUnion. These newer credit scoring models are gaining traction, particularly as screening priorities shift and costs…

Letter to LA City Council Regarding the Proposed Ban of Criminal, Eviction, and Credit History (Tenant Screening)

Dear Councilmember [Last Name]: Greetings. I strongly oppose the “Fair Chance Housing Policy” that has been proposed by the BRD. These “renter protection measures” are the opposite of what they are advertised to be! It would compromise all innocent renters, especially the weak and elderly. Below are some points you may want to consider. Regarding…

Criminal Background Checks by Lynn Dover, Esq.

As most of you are aware, in 2016, HUD released guidance for all housing providers regarding how the use of criminal background checks could potentially violate fair housing laws. The guidance outlines how using criminal background screening to deny housing can create a disparate impact (discriminatory effect) based on race due to the higher incarceration…

NEWS RELEASE – NMHC and NAA Statement on the HUD’s Emotional Support Animal Guidance

WASHINGTON, D.C. — Statement from the National Multifamily Housing Council (NMHC) and the National Apartment Association (NAA) on the release of new emotional support animal guidance from the U.S. Department of Housing and Urban Development: NMHC and NAA are pleased that the U.S. Department of Housing and Urban Development (HUD) released new guidance clarifying the responsibilities…