capital improvements cash flow

Planning for the Inevitable: Capital Improvements That Don’t Kill Cash Flow by Kyle Crown

Owning an apartment building in Los Angeles means you’re constantly balancing today’s income against tomorrow’s obligations. Capital improvements: roofs, plumbing, electrical, balconies, seismic upgrades, aren’t optional here. They’re inevitable. The mistake I see most often isn’t that owners underestimate costs. It’s that they treat capital improvements as surprises instead of planned expenses, and that’s how…

Capital Improvements and Strategies for Dealing with Capital Expenses – By Cliff Hockley

Typically, when investors consider purchasing an investment property, they inspect the property as part of their due diligence and also review the proforma income and expense reports provided by the seller.  In addition, the investors review the rental income and expenses to make a decision according to their comfort level and ability to raise cash…

Something to Think About #126: Legacies? Capitalism! by Klarise Yahya, Commercial Mortgage Broker

Schumpeter – The oft-quoted Joseph Schumpeter wrote the following defense of capitalism in his book “Capitalism, Socialism, and Democracy” (1942): “There is no doubt that things available to the modern workman that Louis XIV himself would have delighted to have yet was unable to have – modern dentistry, for instance. On the whole, however, a…

apartment owners

More Renters, Less Margin by Mercedes Shaffer

For decades, condominiums and townhomes served as the affordable entry point into homeownership. Much like the old fast-food “$1 Menu,” they gave working families, young professionals, and first-time buyers a realistic opportunity to build equity without stretching their budgets. Today, that affordable option is disappearing. While attached homes remain significantly less expensive than detached houses,…

condo rentals

Getting Started with Condo Rentals by Klarise Yahya

Condominiums have emerged as an alternative choice for real estate investors seeking a blend of lower maintenance responsibilities and the potential for steady cash flows. However, shifting a condominium from personal use to a successful rental property requires careful planning. This is especially true when considering local regulations and Homeowners’ Association  (HOA) rules that often…

step-up in basis

Step-Up in Basis: Preserving Family Wealth Through Smart Estate Planning by Eric J. Lowe

The largest transfer of wealth in American history is already underway. According to Cerulli Associates, a leading global research and wealth management consulting firm, approximately $124 trillion is expected to change hands through 2048, with nearly $105 trillion transferring to heirs. A substantial portion of this wealth consists of highly appreciated real estate, including apartment…