insurance

Quake Safety in 2025: Retrofit, Insurance, Or Both? by Ali Sahabi

Insurance carriers track the pulse of California’s earthquake liabilities, just as they monitor trends in fire, flood, hurricanes, and other hazards that can cause claims to be filed for property damage, injury or death. Warnings from seismologists that California is long overdue for a major earthquake has property owners and insurance actuaries concerned. As risks…

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Climate Crisis is a Mental Health Crisis – Building Smart Surfaces is an Easy Prescription by Greg Kats, Georges Benjamin, MD and Howard Frumkin, MD

We know that a hotter planet means we’re dealing with hotter surfaces. Surfaces determine heat, and plenty of cities here in the United States were overheating this summer, along with other cities across the globe that are still overheating because they take no winter breaks.  It’s time to explore and respond to the urgent mental…

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IRS Goes Electronic and You Will Too Lee R. Phillips, Esq.

On March 25, 2025, President Trump signed an executive order, Modernizing Payments To and From America’s Bank Account, that will help move the IRS and all other government agencies into the electronic world. As of September 30, 2025, government agencies — including the IRS — will only accept your money electronically. That means you can…

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