Something to Think About #32 – Harriet & Caleb – by Klarise Yahya, Commercial Loan Broker, BRE: 00957107 – MLO: 249261

Investments can do different things, but no individual investment can do conflicting things. That’s because some desiderata are mutually exclusive. For example, we can’t maximize portfolio growth unless we borrow money to do it. And we can’t maximize safety if the apartment building is mortgaged. In countries where mortgages are unknown, foreclosures are equally unknown.

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How Will the Government Regulated Changes For Water Heaters Affect You? – By Washington Energy Services Plumbing Division

In 2015, all manufacturers of water heaters that are sold in the U.S. must conform their equipment to new energy efficiency standards.  This applies to all residential, gas, propane and electric water heaters.  Why should you care?  Because water heaters, as we know them, won’t look the same.  Here’s the who, what, how much it’s…

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