SB 326 Balcony Law Triggers Lender Scrutiny and Insurance Challenges by Omid Ghanadiof
Why Lenders Suddenly Care Implemented in January, 2025, California’s SB 326 reshaped life for HOAs, owners, lenders, and insurers. Lenders increasingly treat SB 326 documentation as a loan condition. No current inspection report or unresolved “immediate threat”? Expect delays or denials. Many underwriters now request: the signed SB 326 report, proof that flagged work is…



